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Tips for Building Generational Wealth by Money Expert Tonya Rapley

Happy Black History Year (Month)!  I’m kicking off this month of Black Excellence with a BANG!  Last year I didn’t think too much about generational wealth because I thought was doing fine making a living. Then I saw an article that stated that the black woman’s network was $5.  WTH!  How can this be?  I started to read more about generational wealth and how and why black people have a disadvantage.  The biggest reason we have such a low net worth is because most of us started out as slaves.  Slavery was only 150 (or less) years ago.  That’s not that long.  Our people were still fighting for our rights to vote in the south in the 60’s.  My mom was a young woman at this time and live through it all.  Yes, we have come a long way to go but we have to continue to work towards building real wealth.

Today you are in for a treat!  I have the financial expert, Tonya Rapley from My Fab Finance sharing some important tips to building generational wealth.  If you haven’t heard, Tonya is the shizzz!  Tonya has been a “cover girl” of Black Enterprise, featured in Toyota campaigns, global speaker and also helped participants of her debt elimination challenge pay off over $400,000 in debt in 60 days.  I told you she was the truth.  I’m so excited that Tonya took time out of her busy schedule to share some important tips to building generational wealth. Please read this post and share!  This is so important to us and our children and their children.

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Breaking Out of A Funk

I hope you all had a great Dr. Martin Luther King weekend.  I feel like I haven’t talked to you guys much since the New Year.  I planned on hitting the ground running for 2018 but that didn’t happen.  I don’t know what happened but I’ve been in a deep funk since Christmas.  I haven’t been wanting to get dressed or leave the house.  I did go to the gym only because I felt it was acceptable to look like I just rolled out of the bed.  I’ve managed to look presentable about 3 times since Christmas.  I haven’t taken pictures of me or the girls since before Christmas.  This was a feeling that I wasn’t used to.  I’m usually always ON.  I’m thinking that I was just burned out. This phase has encouraged me to change some of my plans for 2018.

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Black Love: What I’ve Learned From 10 Years of Marriage

I’m still on a high from celebrating my 10 year anniversary.  We enjoyed a wonderful night of wine and dining in Buckhead.  Mister is known to pull out the romantic stops and he did not disappoint. It seriously felt like our wedding night again.  I’m not gonna lie but I feel like I have a little marriage swag now that I’ve hit 10 years happily married.  I’m not saying that my marriage has been perfect all 10 years. We’ve had some bumps in the road along the way dealing with communication, family, and finances.  I’m happy to report that I am more in love with this man today than I have ever been.  With no examples of #BlackLove around me, it is by God’s grace that I’m here.  I thought I would share what I’ve learned over the years that have kept our love strong and growing.

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10 Years of Marriage + How He Proposed

TEN years in this marriage game!  WOW!  The best thing about celebrating 10 years is that we’re still madly in love.  Like I would do it all over again.  Like most women, I thought that I was supposed to meet my future husband in college.  That ideal died quickly after breaking up with my freshman year college boyfriend.  After that relationship, I decided I was going to enjoy myself and play the field.  My longest relationships before Mister was only one year max.  I told myself that marriage wasn’t for me.  At 26 (still young) I said, I was going to get my grind on and be a super bachelorette.  Within a few weeks, I met Mister. You can read about it HERE.  He’s been sweeping me off my feet ever since.  Keep reading for our proposal story.

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How to Get Kids to Take Pictures

Peyton has been a fashion blogger since she was 5 months old.  She was a natural, always smiling and staying still to take photos.  Harper is the opposite.  She doesn’t care if this is a family business or not, she’s going to do her own thing.  Somehow I’ve managed to reel her in and get beautiful photos with the whole family.  Not all the photos are perfect but we end up with a few keepers. Check out my tips below on how I get them to take pictures.

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